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 Collecting
Payment This is the only way that many escorts will do business. It's the only form of payment that can not possibly be rescinded, and it's the only form of payment that can not be traced. Since many escorts illegally choose not to report all their income having their income untraceable is important to them. Things to watch out for when accepting cash: - if given a stack of 20's, are all the bills 20's, or is the client scamming you with smaller bills stacked underneath? - are there counterfeit bills? Here, the client may not be aware he's giving you counterfeit money, but counterfeit currency is very common in the 21st century. - if accepting cash from a different country be aware that many countries declare old bills void when they bring out a new bill. So what appears to be a valid note may in fact have been declared void since it is an out-of-date style. As examples, Canada and the United States are two countries which do not void old notes whereas Great Britain does. Checks There are very few escorts who will accept checks from clients. Those who are willing to accept checks usually will only take them from long-term clients who they know and trust. This is because use of checks is the most common way to defraud an escort of their money. Clients who write checks frequently contact the bank and put a stop-payment on the check as soon as they are written. Recourse on this action is very difficult, costly, and time consuming. Money Orders & Travelers Checks Although rarely used, most escorts are willing to accept money orders and travelers checks since they are, in essence, equivalent to cash as they can not be cancelled and are just as negotiable. The downside with them is that because you are likely not as familiar with them it will be more difficult for you to be sure you are not being given a counterfeit money order or travelers check, so do be cautious. There is a group of con artists out there who know this downside and are taking huge advantage of it: the FBI and the US Postmaster General have been collecting literally millions of dollars in US Postal money orders being suckered largely to escorts. The scam is also being run with money orders in Canadian dollars, British pounds, and Euros. Possibly other currencies as well, so use caution. Money orders usually have at least one security feature such as micro-print, raised print, watermarks, metalic threads, holographic imagry, etc. Credit Cards Making money transactions online can be tricky. The amount of fraud in credit cards is phenomenal, and you want to make sure you're not being given a counterfeit card because you will be stuck with the charge-back. Also, be aware that people can (and do) contest charges on their credit card statements. Among all the credit card companies American Express makes it the easiest to have a transaction voided, so make sure you get a clients signature. It doesn't have to be an official credit card charge slip. Any piece of paper with their card number, expiry date, amount to be charged, and signature noting they agree to the charge will do. Additionally, ensure you get an imprint of the credit card. A simple method is to get NCR (commonly known as "carbonless") paper from your office supply store, then placing the card under the paper just rub the side of your pen across the face of the card to have the raised numbers and lettering of the card appear. Use that same paper to write out the charges and get their signature. The majority of credit card processing companies have rules against 'adult' services. Choose carefully and always use discretion. That said, here are two companies that have been found useful. A word of warning: if you link PayPal to your escorting web site you WILL get banned from their service. And no, you aren't an exception to that: it's happened to countless guys who thought they could sneak around it. • Epoch - This is an Internet Payment Service Provider, meaning it enables merchants to accept payments online. Highly respected and an industry leader for over a decade. Available to guys located in the United States or the European Union only. • ProPay - Available for guys resident in the US only, this service is different. Rather than putting code on your web site for guys to enter payment, guys give you their credit card information and you can either make the charge online or via telephone. The big advantage of this service is that you can charge credit cards anywhere there is a telephone. • Malachi Merchants - This is a credit card merchant service that openly accepts adult sites. Available for US addresses with US bank accounts only, you will have your own merchant account to process client credit cards. The catch is that it is a bit pricy: $99 per month though their 2.5% transaction fee is excellent. You can also accept debit cards at 50 cents per transaction. Billing can be done through the swiping hardware you are provided with or online (meaning anywhere there's a computer). Show Me The Money When to collect payment is an issue that escorts don't agree upon. While the majority of escorts collect payment after transacting business, a large number request payment up front from clients. Both groups have their reasons for choosing their preferred timing. Here are considerations to weigh in deciding your preference: • some escorts consider it 'classier' to not bring up money until after service has been provided. • there is a better chance of getting tipped if the client is paying after the appointment. • if you get the money first you know the client won't try to stiff you. When getting paid remember that some clients have a phobia about handing money to an escort. So if you see the client about to set your payment down on a table don't reach out your hand: let them set it down and you can then pick it up. Many escorts consider it poor taste to count money in front of the client. It is recommended to just be aware of the money. If it's a handful of 20's gage if it is thick enough to be your full payment. Slyly and discreetly split it open slightly to make sure that it is 20's all the way through and not smaller bills in the middle. |
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